Use our Mortgage Affordability to analyze your financial scenario. Enter your numbers and get instant, accurate results.
Enter your values in the calculator fields above to get instant results.
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Simply enter your financial details and the calculator will provide instant results based on standard financial formulas.
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Enter your specific numbers in the input fields above. Adjust the key parameters — interest rate, loan term, down payment, or monthly contribution — to match your situation. The calculator updates instantly, showing your results with interactive charts. You can export your results as a PDF or image, or share them directly with your financial advisor. All calculations run in your browser — no sign-up required, and your data stays private.
Mid-range home affordability for $130k earning at 7%
Determine how much house you can afford based on income, debt, and down payment.
Affordable Home Price
$392,230.99
Max Loan Amount
$313,784.79
Estimated Monthly Payment
$1,983.33
28% front-end / 36% back-end ratio
Down Payment Needed
$78,446.20
20.00% down
Front-End DTI
+0.28%
Max 28% of income
Back-End DTI
+0.35%
Max 36% of income
Adjust the values below to see your results