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Retirement Withdrawal Calculator

Simulate retirement withdrawals using the 4% rule or a fixed-dollar strategy and see how long your savings last.

Inputs
Adjust the values below to calculate your results
Portfolio Balance Over Time
$
years
%
Results
Your calculated results based on the inputs provided

Annual Withdrawal

$40,000.00

4% Rule

Monthly Withdrawal

$3,333.33

Years Money Lasts

30+ years

✅ Portfolio outlives retirement horizon

Retirement Period

20 years

Age 65 to 85

3% SWR Annual

$30,000.00

Conservative withdrawal

5% SWR Annual

$50,000.00

Aggressive withdrawal