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FHA Loan Calculator 🏛️

Estimate monthly payments and MIP costs for FHA-insured home loans.

Inputs
Adjust the values below to calculate your results
P&I vs. MIP Per Year
$
4%
4%20%
%
%
Results
Your calculated results based on the inputs provided

Base Loan Amount

$289,500.00

Down payment: $10,500.00 (3.50%)

Monthly P&I

$1,829.84

Monthly MIP

$205.06

0.85% annual rate

Total Monthly Payment

$2,034.90

Total Interest

$369,241.29

Total MIP Paid

$73,822.50

Total Cost

$732,563.79

Over 360.00 months