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ARM Calculator 📈

Project adjustable-rate mortgage payments with rate caps, indexes, and adjustment periods.

Inputs

Adjust the values below to calculate your results

Interest Rate Path Over Time

Loan Amount

Initial Interest Rate

Initial Fixed Period

Periodic Adjustment Rate

First Adjustment Cap

Lifetime Interest Cap

Lender Margin

Index Rate (SOFR/CMT)

Loan Term

Results

Your calculated results based on the inputs provided

Initial Monthly Payment

$1,610.46

5.00% for 5.00 years

Post-Adjustment Payment

$1,650.84

New rate: 5.25%

Max Possible Payment

$2,700.08

Worst case: 11.00%

Index + Margin

+0.05%

Index: 3.00% + Margin: 2.25%

Lifetime Cap

6.00%

Max rate: 11.00%

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